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Premium Dental Insurance
From just 4,60 € per month
Up to 100% coverage
Choose one of our flexible insurance tariffs, affordable for every budget and extendable at a later date
Fast payout < 48h
Upload a photo of your bills to the Barmenia App and get money in less than 48 hours on average
24/7 Premium Support
Reach your personal agent any time, even on weekends — we are there for you to resolve your issues
⭐ Multiple awards with excellent rating ⭐
Does this sound familiar to you?
Dentistry can be expensive and with no dental insurance even simple treatments can quickly become a financial burden.
Insurance does not pay
You are about to have a painful dental operation, but the insurance company declares that it will not cover it - and you are left with the high costs.
Payouts take forever
After the treatment, you submit the invoice, but even after months and several requests, the money has still not been credited to your account.
No implants
Your dentist suggests an implant, but the health insurance company will only reimburse a cheap and inferior alternative.
No personal contact
If you need urgent help, you will be passed from hotline to hotline without anyone taking responsibility.
Don't worry, it's not just you!
Statutory health insurance only covers the minimum
The truth is: Statutory health insurance only covers the absolute basics — the bare essentials to remain functional. Anything beyond this, such as high-quality aesthetic inlays, veneers or implants, is rejected.
And this is where the pain arises: who prefers a "minimum" solution when it comes to their own health and appearence?
"If you want the care that not only repairs but also impresses, then you have to do it yourself, because the public insurance company won't do it."
It doesn't have to stay this way!
We have the solution
Why settle for the minimum when you can have the best? With our support, you get exactly the care you deserve — without compromise. High-quality inlays, aesthetic veneers and implants, treatments instead tooth extractions — decide with your dentist what matches your needs.
In 2021, dental insurance was the most popular supplementary insurance in Germany with 17,8 million policyholders 🇩🇪
Statutory health insurance (GKV)
Basic dental treatment covered by GKV
  • Crown in the visible area up to max. 260 €
  • Bridge in the visible area up to max. 500 €
  • No inlays
  • No implants
  • No root canal treatments
  • Standard dental anaesthesia
  • No veneers / onlays
  • Generally no prophylaxis (e.g. professional teeth cleaning)
  • No bleaching
GKV + our supplementary dental insurance
Our all‒inclusive package is presented here
  • Crowns in the visible and non-visible area
  • Bridges in the visible and non-visible area
  • Premium inlays (e.g. ceramic)
  • Implants
  • Root canal treatments
  • Pain-relieving measures such as general anaesthesia
  • Veneers / onlays
  • 200 € for prophylaxis (e.g. professional teeth cleaning)
  • 200 € bleaching
Our tariffs
Contributions for adults aged 21 and older
Contributions for children/young people differ

Dental Care
Mehr Zahnvorsorge D
from 10,90 €
Affordable tariff for everyone who values prevention, treatment and professional dental cleaning
  • 100 % coverage
  • Fillings and root canal treatment
  • Professional teeth cleaning
  • Prophylactic measures
  • Orthodontics
  • Anaesthesia, sedation, hypnosis
  • Periodontal treatment
Short text for a typical Onepage use-case. Around 30 words suffice to neatly fill an average paragraph, ensuring a clean appearance and readability.

Prosthetics
Mehr Zahn 80 / 90 / 100
from 4,60 €
This tariff covers the most expensive costs: e.g. implants, inlays, crowns, bridges, prostheses, permanent teeth
  • 80/90/100 % coverage selectable
  • Implants, crowns, bridges, etc.
  • Inlays and onlays
  • Veneers
  • Bone grafting for implants
  • Material and laboratory costs
  • Pre- and post-treatments
Short text for a typical Onepage use-case. Around 30 words suffice to neatly fill an average paragraph, ensuring a clean appearance and readability.
Most popular
All-inclusive
Mehr Zahn 80 / 90 / 100 Mehr Zahnvorsorge Bonus D
from 18,70 €
The most comprehensive cover which includes benefits for dentures and dental care
  • 80/90/100 % coverage selectable
  • Implants, crowns, bridges, etc.
  • Inlays and onlays
  • Veneers
  • Bone grafting for implants
  • Material and laboratory costs
  • Pre- and post-treatments
  • Fillings and root canal treatment
  • Professional teeth cleaning
  • Prophylactic measures
  • Orthodontics
  • Anaesthesia, sedation, hypnosis
  • Periodontal treatment
Bonus
  • Bleaching
  • Electric toothbrush from Oral-B*
* When taking out the Mehr Zahn 100 + Mehr Zahnvorsorge Bonus D plans. While stocks last.
What you also get from us
24/7 premium Support
Reach your personal contact at any time, even at weekends - we are always there for you to resolve your concerns
Fast payout < 48 h
Upload a photo of your bills to the Barmenia app and we'll reimburse you in less than 48 hours on average
Daily cancellable after 1 year
Our insurance can be cancelled daily from the first year onwards. All you have to do is let us know
Our client's opinions
Very fast and problem-free processing!
Anonym
I can definitely highly recommend Mr Gruber. He is extremely friendly and competent. The advice is excellent, he responds to the customer's wishes and deals with all requests promptly.
Sabine R.
Mrs Pilyus gave me extremely competent and committed advice at times when I had time, namely in the evenings and at weekends. I feel very well looked after and am relieved to have found a good [insurance] company in Barmenia.
Kerstin J.
Mr Gruber came across as very friendly and competent on the phone. He gave me very precise advice and took care of my long-standing dental insurance contract. Great work and I will recommend him 👍 at any time!
Petra K.
‘Excellent insurance advice - absolutely recommendable!’ I am extremely satisfied with the advice I received from Alexandra Pilyus. From the very beginning I was warmly welcomed and competently guided through all my questions and concerns.
Tanja
I met Mrs Pilyus for the first time and was very pleased with her suggestions.
She is a good listener and gives precise answers.
Susanne B.
Very fast and problem-free processing!
Anonym
I can definitely highly recommend Mr Gruber. He is extremely friendly and competent. The advice is excellent, he responds to the customer's wishes and deals with all requests promptly.
Sabine R.
Mrs Pilyus gave me extremely competent and committed advice at times when I had time, namely in the evenings and at weekends. I feel very well looked after and am relieved to have found a good [insurance] company in Barmenia.
Kerstin J.
Mr Gruber came across as very friendly and competent on the phone. He gave me very precise advice and took care of my long-standing dental insurance contract. Great work and I will recommend him 👍 at any time!
Petra K.
‘Excellent insurance advice - absolutely recommendable!’ I am extremely satisfied with the advice I received from Alexandra Pilyus. From the very beginning I was warmly welcomed and competently guided through all my questions and concerns.
Tanja
I met Mrs Pilyus for the first time and was very pleased with her suggestions.
She is a good listener and gives precise answers.
Susanne B.
Protect your smile now!
Up to 100 % coverage
Personalised advisory
No waiting times
Still wondering whether you need dental insurance?
Prevention with professional teeth cleaning
Sabine has already had several problems with periodontitis, an inflammation of the gums caused by bacteria. Although the treatment has been completed, she would still like to go to her dentist for professional teeth cleaning as a precaution.
Although the statutory health insurance covered the treatment costs, it did not cover further preventive dental treatment.
However, because Sabine has taken out the Mehr Zahnvorsorge D tariff from Barmenia for 10,90 € per month, she doesn't have to worry: It covers 100% of the costs up to 150 € per year.
Root and periodontal treatments

The dentist has discovered a damaged tooth in Martin. Root canal treatment should be carried out so that it can be preserved. The root canal is cleaned, widened and then filled and sealed.
The aim is to restore the root of the tooth. As the root tip can no longer be treated in Martin's case, the statutory health insurance does not reimburse any or only part of the costs.
However, his supplementary dental insurance policy from Barmenia, namely, Mehr Zahnvorsorge D, helped him to get his root and periodontal treatments covered.
Dentures after an accident

Jörg lost three of his teeth in an accident. The resulting gap in his teeth not only affects his appearance, but also his ability to eat.
For this reason, Jörg needs a suitable denture. However, statutory health insurance companies usually only pay a fixed subsidy, which usually only covers 60% of the standard treatment depending on the diagnosis.
Jörg has the Mehr Zahn 80 tariff from Barmenia for 15,90 € per month. This allows to get 80% of the treatment costs covered (including advance payments from the statutory health insurance).
FAQs — Frequently asked questions
What is the advantage of concluding a contract before 31.12.2024?
What does supplementary dental insurance consist of?
Can I choose my dentist freely?
Is dental insurance also suitable for children?
Can I also get insured if I already have missing teeth?
When should you get supplementary dental insurance?
Is there a waiting period?
Which benefits are excluded
When can I cancel the insurance?
Are there any coverage limits?
Do you have questions?
At Insurance Starter, together we have more than 25 years of consulting experience in the field of dental insurance.
Alexandra Pilyus
Insurance expert
Raphael Gruber
Insurance expert